Employee Financial Wellness
Employee Financial Wellness

What Is Financial Wellness?

Financial wellness is when you take control of your money so it doesn’t take control of you. That means you're budgeting, getting out of debt, saving and retiring with confidence.

What does that look like for your employees?
 

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They have control over their day-to-day finances.

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They have enough savings to handle emergencies.

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They're out of debt and don't rely on a credit card.

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They're on track to meet their financial goals.

Articles

Financial Education for Employees
Business

Why You Should Be Offering Financial Education for Your Employees

Personal finance is 80% behavior and only 20% head knowledge. Employee financial education is any program or benefit that teaches employees about money management. The best solution requires more than a new budgeting app or a new book—it requires change through new behaviors and habits.

Ramsey Solutions Ramsey Solutions

Research

The 2022 SmartDollar Employee Benefits Study

The 2022 SmartDollar Employee Benefits Study

2022 Sample Size: 3,000 Employees

Ramsey Solutions conducted a study of more than 3,000 employees working at organizations with 25 to 3,000 employees. The study covered topics including employee benefits, perceptions of and engagement with financial wellness benefits, employee financial and mental health, and other trends impacting today’s workforce.

The 2021 Financial Wellness Benefits Study

The 2021 Financial Wellness Benefits Study

2021 Sample Size: 1,000 Business Leaders

Ramsey Solutions conducted a study of more than 1,000 benefits decision-makers in companies of all sizes across the United States. The study covered topics ranging from financial wellness benefits, the impact of financial wellness, barriers to financial wellness, organizational health and the impact of COVID-19.



How Employees Are Actually Doing

Key findings from The 2022 SmartDolllar Employee Benefits Study where 3,000 employees were surveyed.

Employees Are Stressed, Burned Out, Overwhelmed and Angry
  

Employees Are Stressed, Burned Out, Overwhelmed and Angry

The 2022 SmartDollar Employee Benefits Study


FAQ